Your mission, Jim,

should you choose to accept it, is…

You recognize that quote. It’s the opening scene to MISSION: IMPOSSIBLE. Of course, Jim always accepts the assignment; and we get to enjoy the adventure.

Sometimes in life you do have choices. You can choose – even volunteer – for the mission.  But sometimes the mission is simply forced on you, and then you have to navigate the challenges.


Lately, I’ve been thinking a lot about TRANSITIONS.  Often it’s as simple as going off to college or wanting to change jobs. Other times it’s finding yourself an empty nester, being ‘let go’ from a job, or becoming single after years of partnership. Or maybe you are moving from one place to another, just lost someone you love, or realize that you must RETIRE.

These transitions – or CHANGES – all force you to ask yourself similar questions:

Who am I NOW?

How will I spend my spare time?

Which people will I surround myself with?

How am I going to find fulfillment?

I‘ve heard lots of the answers.  Many people think that they will be fine because they are comfortable financially.  And yet there are many ‘rich’ people who are very unhappy and lost. Others look forward to the change and they will simply “take it as it comes.” Maybe…, for a little while.

Each transition happens to a different you. It’s important to take a good look at who you are NOW. Then you can explore what you really want and make a plan for how to get there.

Coaching You Through the Transition

As a coach, I don’t give you the plan.  Only you know what will make you enthused about getting up in the morning. But coaching will help you decide what you really want and what’s been stopping you from getting there. Once you are armed with that information, you’ll sharpen your focus and be ready for what lies ahead.

CHANGE – Some people can handle it just fine, and others, ‘not so much.’ Whether you are Jim (or Janet) and find that your

  • Relationship is changing;
  • Lifestyle is changing;
  • Attitude is changing;
  • Job/place to live is changing;
  • You’re getting married/Having a baby/Becoming empty nester; or
  • Yikes! You’re going to Retire (!)

having a coach makes a big difference as you navigate the new environment. The “Transition Mission” is yours – and you have to choose to accept it.  Let me help you make it an exciting



You’ve Decided to Retire!

Retirement Coaching

So, …, What Will You Do Now?  

Some people facing retirement say:

“Ah, – time to do what I want, when I want.”

“I’m going to get up late and enjoy my coffee and the newspaper.”

“Travel!  I am going to travel!” 

“Well, I’ll probably start another company or get a paying job.”

All these sound great and interesting – on the surface.  But let’s look at them more carefully.

“Ah, time to do what I want when I want.”  Ok, but what do you want? And in what order do you want it? There may be a lot of choices and a lot of opportunities for you and your time. Thinking about it and planning ahead can make a huge difference and help avoid disappointment.

“I’m going to get up late and enjoy my coffee and the newspaper.”  Ok, so assuming you don’t sleep later than 8:00, that brings us to around 10 a.m. Good for you! You are caught up on what is happening in the world. Now what? (And, by the way, if you’re only having coffee and you use a Keurig, you will probably be done by 9:30!)

“Travel! I am going to travel!” Yes! Plan those trips to your dream cities. And go. But remember, travel is getting harder and harder. Planes are cancelled; security causes long lines; prices are through the roof.  And what if your knee starts hurting again? Just like you spend time planning the details of a trip, you need to have a plan for all those other weeks when you are not traveling!

“Well, I’ll probably start another company or get another job.”  But wait, why did you retire in the first place? Will you make sure that you won’t face the difficulties and stressors that made you leave?

Don’t get me wrong – any of these are a good starting point for some real thinking and self-assessment. Being honest with yourself is a lot easier with an objective partner. A few sessions with a Retirement Coach can make all the difference.

Create the kind of retirement where YOU are in control and make smart choices that allow you to find peace and fulfillment. Use the same effort you put towards creating your financial “nest egg” to come up with a plan for your Retirement.  

After all, 65 is the new 50!

Call me; let’s talk.


There’s More to Retirement Planning than Talking about Finances!

Retirement Can Be Fun


Just yesterday I came across an article titled “Things I Should Have Said About Retirement Planning.” Needless to say, I thought, “Finally! Someone is going to have a discussion about the other important areas to consider when thinking RETIREMENT!”

Nope. Written by  a man who co-authored two books on retirement, the article focused on investment strategies and financial concerns that he realized he had overlooked once he retired. Though interesting to read, I was disappointed.

So … I’ve decided to write my own article that DOES discuss the other important areas to consider when thinking retirement. During retirement, there are issues and feelings that come up that aren’t all that fun – and have nothing to do with finances. It’s time to bring them out of the back room.

SIX Not-So-Fun ISSUES faced by the Soon-to-Be or Recently Retired

1 – WASTING valuable years trying to figure out who you are now that you no longer have your work identity.

2 – WONDERING why retirement doesn’t feel like you had hoped and maybe you should have remained at work.

3 – Feeling UNAPPRECIATED because you weren’t chosen to be on the neighborhood board or asked by friends to go to dinner.

4 – STRUGGLING to replace the things you thought you would do but now find you are somewhat physically limited.

5 – FRUSTRATED by family members who now think your time is best spent helping them.

6 – Feeling SOCIALLY AWKWARD at ‘senior’ activities and around friends who are still working.

Sound bleak?  Well, here’s the GOOD NEWS:  

Retirement can be satisfying, fulfilling, and just plain fun! 

Simply said, a successful retirement includes a PLAN.


                                       SPIRITUAL (values and beliefs)
                                        and yes

I can take you through this process of preparing and transitioning into the everyday of retirement life. 

You’ve probably got a nice little nest egg that you proudly view as your retirement plan.  There is more for you to consider, and a Retirement Coach can help you bypass those six not-so-fun issues and help you make wise choices.  You may even find yourself thinking of turning in your retirement notice sooner!

Call me – let’s talk. (615-500-2643)

Loretta Saff –