You’ve Decided to Retire!

Retirement Coaching

So, …, What Will You Do Now?  

Some people facing retirement say:

“Ah, – time to do what I want, when I want.”

“I’m going to get up late and enjoy my coffee and the newspaper.”

“Travel!  I am going to travel!” 

“Well, I’ll probably start another company or get a paying job.”

All these sound great and interesting – on the surface.  But let’s look at them more carefully.

“Ah, time to do what I want when I want.”  Ok, but what do you want? And in what order do you want it? There may be a lot of choices and a lot of opportunities for you and your time. Thinking about it and planning ahead can make a huge difference and help avoid disappointment.

“I’m going to get up late and enjoy my coffee and the newspaper.”  Ok, so assuming you don’t sleep later than 8:00, that brings us to around 10 a.m. Good for you! You are caught up on what is happening in the world. Now what? (And, by the way, if you’re only having coffee and you use a Keurig, you will probably be done by 9:30!)

“Travel! I am going to travel!” Yes! Plan those trips to your dream cities. And go. But remember, travel is getting harder and harder. Planes are cancelled; security causes long lines; prices are through the roof.  And what if your knee starts hurting again? Just like you spend time planning the details of a trip, you need to have a plan for all those other weeks when you are not traveling!

“Well, I’ll probably start another company or get another job.”  But wait, why did you retire in the first place? Will you make sure that you won’t face the difficulties and stressors that made you leave?

Don’t get me wrong – any of these are a good starting point for some real thinking and self-assessment. Being honest with yourself is a lot easier with an objective partner. A few sessions with a Retirement Coach can make all the difference.

Create the kind of retirement where YOU are in control and make smart choices that allow you to find peace and fulfillment. Use the same effort you put towards creating your financial “nest egg” to come up with a plan for your Retirement.  

After all, 65 is the new 50!

Call me; let’s talk.


The Holidays are Coming!

Be Positively Fabulous

Start now and be “Positively Fabulous!” 

You’re surrounded by it.  All the stores are full of Holiday Cheer, and Sirius Radio has had a “Holiday Songs” station since just after Halloween.  Now, they are almost here – THE HOLIDAYS.

While to some this may mean hugs and giggles, to others it can shout “Stress Alert! Stress Alert!” Whatever the message coming your way, a little MENTAL PREPARATION will help you be ready to enjoy and greet your family and friends with enthusiasm.

Here are three simple and helpful hints to make the seasonPositively Fabulous!,” one of happy memories and family togetherness.

1. Remember that YOU are in charge of your thoughts.

Yep, that’s YOU – with a choice. Listen to yourself and analyze your thoughts. If you’ve just come back from a trip, what is the first thing you talk about – the bad weather or the wonderful food? The annoying airports or the beautiful scenery? Just the order in which you mention things tells you something about yourself.

Try to rethink what you talk about. Spend more time on the good times you had; talk about something that made you laugh. In fact, try not mentioning the ‘annoying’ things that happened. I bet you’ll forget about them!

2. Surround yourself with positive people.

Now, if you find yourself stuck out on the porch with Aunt Sally, who is telling you how her arthritis stops her from having fun, try getting her to tell you something positive. Ask her about her dog. Explore what books she likes to read. Get her to talk about wonderful Thanksgivings she remembers over the years. If Aunt Sally is too negative, go get her a mimosa, drop it off, and excuse yourself to the bathroom!

3. Be nice to yourself 

Do the things you like to do. Enjoy a massage? Want time to read? Love playing with the kids? Make time to do it. Make a holiday schedule that includes things that YOU like to do. When you are happy and relaxed, it will make you much more fun to be around and tolerant of others.

I’ve stopped at three so you can now go and practice. Make time to do it, and write and tell me how it all went!

Remember: “ ‘Tis the Season to be Jolly!”        





Personal Empowerment Coaching with Loretta Saff


What is a Personal Empowerment Coach
Make Happy a Habit is a fun way of embarking on a journey to create habits that will help you rewire your brain toward happiness, but it is only a small piece of accomplish! Coaching.

My passion as a Personal Empowerment Coach is helping my clients get what THEY want out of life by asking important questions, encouraging self-reflection, and introducing tools and techniques that help them find the focus and motivation they need to achieve their personal and professional goals.

If YOU, or someone you know, has a life challenge that you can’t quite seem to get a handle on or if you feel “stuck”, I invite you to EMAIL OR CALL ME. I offer a FREE 20-Minute Introductory Phone Session that allows us to discuss the coaching process and briefly explore your interests, needs, and wants.

Life is complicated, and sometimes all you need is an objective partner offering the focus and motivation that will lead to your own answers. Please share this message with anyone you think is STUCK and longs to get back to that feeling of being EMPOWERED.

I look forward to speaking with you!